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    Portfolio Bonds
    Retirement Planning
    Education Planning



Expatriates living overseas are frequently obliged to fund their children's education. Free schooling and higher education are not usually available to expatriates who often have to choose between expensive private schools locally or boarding schools at home. The subsequent expenses could substantially reduce your net disposable income.

To be able to cope with ever-increasing school and university fees, committing to a long-term savings scheme is essential. Planning ahead and making sure that the necessary funds are available when required leads to financial freedom for yourself while securing your child's education. For example setting up a regular savings plan with one our licensed Insurance Companies will provide you with the financial freedom and security needed. Genenali Pan Europe offers regular savings plans which can be set up over a specified term, alternatively if you already have funds set aside maybe Old Mutual International or SEB Life International can offer you a product whereby the investment is placed in a safe and accessible environment allowing it to work for you and your child’s future. Product literature should always be read prior to any agreements being signed ensuring that the product meets your needs.